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Commercial Loan Officer

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JOB DESCRIPTION
Job #: 15483
Status: Active
Title: Commercial Loan Officer
Job Location: WI-Madison
Upper Midwest (MI, MN, ND, SD & WI)
Job Categories: Commercial Lending - General; Finance
Industries: Banking; Financial Services
Base Compensation:
Low: $75,000       High: $110,000
Total Compensation:
Low: $85,000       High: $115,000
Bonus, Incentives, etc.: Bonus Based on Productivity
Benefits: Full benefits
Overnight Travel: No Required Travel
Is Employer Willing to Relocate?: Yes
Employment Type: Full Time / Direct Hire
 
Why is This a Great Opportunity?
Our Mission We will be the premier community bank in the markets we serve through our commitment to building long-term relationships. Our goal is to increase value for our shareholders, customers, team members, and communities by providing sound advice and innovative and competitive financial products. Our Vision We will satisfy our customers' financial needs and help them succeed financially. Our product is service, our value added is advice and our competitive advantage is our people. Our Strategic Direction We strive to become a "super" community bank. We will offer more than traditional banking services, including Trust, Retirement Services, Investment Management, Brokerage, and Insurance. We are also a distributor—delivering through a variety of channels that our customers have told us they want: the traditional branch, ATM network, customer support center, Internet, mobile phone, email and mail. Our Goal Through great service and sound advice, our goal is to earn all of our customers' business.
 
Job Description:
Commercial Loan Officer THIS POSITION REPORTS TO: Commercial Banking Manger/Wisconsin MINIMUM REQUIREMENTS FOR POSITION: ¨ Bachelor’s degree in Accounting, Finance, Business or related field ¨ Minimum 1 year experience in commercial lending and portfolio management ¨ Knowledge of credit underwriting, policies and procedures ¨ Demonstrated financial analysis skills ¨ Excellent oral and written communication skills ¨ Strong organizational skills and ability to manage multiple projects and meet deadlines ¨ Formal credit training and sales skill training, preferred ¨ Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: ¨ Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. ¨ Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. ¨ Develop new banking relationships and lending relationship within the Bank’s established credit and pricing policies. ¨ Achieve assigned goals in agreement with the Bank’s mission statements. ¨ Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. ¨ Develop new business by actively calling on prospects and customers to sell bank services. ¨ Participate in the community to increase the Bank’s visibility and enhance business development opportunities. ¨ Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. ¨ Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. ¨ Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. ¨ Monitor loan repayment and take necessary action to collect from delinquent accounts. ¨ Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program ¨ Other duties as needed or assigned.
 
QUALIFICATIONS
Mandatory Minimum Qualifications - Must Have: Commercial Loan Officer THIS POSITION REPORTS TO: Commercial Banking Manger/Wisconsin MINIMUM REQUIREMENTS FOR POSITION: ¨ Bachelor’s degree in Accounting, Finance, Business or related field ¨ Minimum 1 year experience in commercial lending and portfolio management ¨ Knowledge of credit underwriting, policies and procedures ¨ Demonstrated financial analysis skills ¨ Excellent oral and written communication skills ¨ Strong organizational skills and ability to manage multiple projects and meet deadlines ¨ Formal credit training and sales skill training, preferred ¨ Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: ¨ Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. ¨ Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. ¨ Develop new banking relationships and lending relationship within the Bank’s established credit and pricing policies. ¨ Achieve assigned goals in agreement with the Bank’s mission statements. ¨ Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. ¨ Develop new business by actively calling on prospects and customers to sell bank services. ¨ Participate in the community to increase the Bank’s visibility and enhance business development opportunities. ¨ Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. ¨ Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. ¨ Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. ¨ Monitor loan repayment and take necessary action to collect from delinquent accounts. ¨ Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program ¨ Other duties as needed or assigned.
 
Preferred Qualifications: Commercial Loan Officer THIS POSITION REPORTS TO: Commercial Banking Manger/Wisconsin MINIMUM REQUIREMENTS FOR POSITION: ¨ Bachelor’s degree in Accounting, Finance, Business or related field ¨ Minimum 1 year experience in commercial lending and portfolio management ¨ Knowledge of credit underwriting, policies and procedures ¨ Demonstrated financial analysis skills ¨ Excellent oral and written communication skills ¨ Strong organizational skills and ability to manage multiple projects and meet deadlines ¨ Formal credit training and sales skill training, preferred ¨ Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: ¨ Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. ¨ Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. ¨ Develop new banking relationships and lending relationship within the Bank’s established credit and pricing policies. ¨ Achieve assigned goals in agreement with the Bank’s mission statements. ¨ Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. ¨ Develop new business by actively calling on prospects and customers to sell bank services. ¨ Participate in the community to increase the Bank’s visibility and enhance business development opportunities. ¨ Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. ¨ Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. ¨ Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. ¨ Monitor loan repayment and take necessary action to collect from delinquent accounts. ¨ Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program ¨ Other duties as needed or assigned.
 
Education: Bachelor's
 
Certifications: None
 
Licenses: None
 
Total Years of Experience: 7-8+
 
Years of Experience in Present Position: 3-4+
 
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